Health Care

6755 State Highway 157

Coal City, In

47427

9 November 2007

Reference: E-mail sent to Senator Byah on 6 November 2006

Evan Byah

463 Russel Senate Office Building

Washington D. C. 20510-1404

http://bayh.senate.gov

Dear Senator Byah:

Thank you for your letter of 6 November 2007 that was sent in response to my referenced email. This email was sent regarding application of poor legislation and attempted massive theft by the insurance industry and not any problem with any Federal employee. Since another individual told me that he encountered that same problem although he had a different insurer, I regard this problem as massive.

We recently received notification that approximately $500 social security payment was being reduced by $100 per month to pay for part B of Medicare. My wife did not request this provision so I called Social security and asked why this was being deducted when we already had Federal Health insurance. They simply said that we could cancel part B and threatened that if we wanted it in the future there would be a 10% penalty. I called my insurance company who absolutely provided no information. I called a third party who informed me that provision B and my current insurance overlap. Furthermore my insurance company is allowed to deduct any benefit provided by this Medicare B first before paying what is insured. This means that my insurance company benefits 100% by any coverage paid by Medicare part B and I benefit none whatsoever. Being charged for something and receiving nothing to me is theft by deception. Why would Government participate in swindling the individual by deducting a fee that does nothing for the insured and at the same time benefit the health insurance company by paying their obligations? I concluded that very likely the insurance company wrote the legislation and you and your cohearts failed to scrutinize the legislation. Am I wrong? I also questioned whether or not this massive theft by deception involves congressman-taking bribes from the insurance company for any reason and any form such as campaign financing. If so, this leaves the appearance our congressmen may not only have a conflict of interest but also may be corrupt.

I am hopeful that you rectify the legislation discrepancy immediately by making amendments or revisions to this legislation. I intend to notify others of this discrepancy for review and or action.

Sincerely,

Stephen Graber