France Health Care

• Doctors in France are self employed and free to prescribe what they want
• French can choose their doctor are free to see any doctor or specialist they want
• World Health Organization rates France first in health care and US and 37 th.
• France’s infant rate is 3.9 per 1000 compared to 7 in U.S.
• France life expectancy is two years more than US.
• France has more hospital beds and doctors per capita than U.S. and far lower rates of death from diabetes and heart disease.
• Deaths from respiratory disease, an often-preventable form, are 31.2 people per 1000 in France and 61.5 in U.S.
• 65% residents in France are satisfied with their health care compared to 40% US residents.
• France spends 10.7 % of their gross domestic product compared American which spends up to 16 % more than any other nation.
• France has no deductibles for the chronically ill.
• Almost all Frenchmen buy supplemental insurance which covers extra expenses such as private hospital rooms, eyeglass, and dental care
• In France, the sicker you get the less you pay. There are no deductibles
• Chronic diseases such as diabetes and critical surgeries such as coronary bypass are reimbursed 100%
• Cancer patients are treated free of charge. For example patients suffering from colon cancer can receive Genentech Inc.s (DNA). A patient in US may pay 48,0000 per year.
• French doctors are reduced at a lower rate than doctors in U.S., however French doctors do not have to pay back their student loans and the French Government pays the doctors social security tax which is typically 40% of their income.

France pays for health care to of general revenue and mandatory payroll taxes. Like the US these costs are escalating, but again most everyone is satisfied.

Health Care

6755 State Highway 157

Coal City, In

47427

9 November 2007

Reference: E-mail sent to Senator Byah on 6 November 2006

Evan Byah

463 Russel Senate Office Building

Washington D. C. 20510-1404

http://bayh.senate.gov

Dear Senator Byah:

Thank you for your letter of 6 November 2007 that was sent in response to my referenced email. This email was sent regarding application of poor legislation and attempted massive theft by the insurance industry and not any problem with any Federal employee. Since another individual told me that he encountered that same problem although he had a different insurer, I regard this problem as massive.

We recently received notification that approximately $500 social security payment was being reduced by $100 per month to pay for part B of Medicare. My wife did not request this provision so I called Social security and asked why this was being deducted when we already had Federal Health insurance. They simply said that we could cancel part B and threatened that if we wanted it in the future there would be a 10% penalty. I called my insurance company who absolutely provided no information. I called a third party who informed me that provision B and my current insurance overlap. Furthermore my insurance company is allowed to deduct any benefit provided by this Medicare B first before paying what is insured. This means that my insurance company benefits 100% by any coverage paid by Medicare part B and I benefit none whatsoever. Being charged for something and receiving nothing to me is theft by deception. Why would Government participate in swindling the individual by deducting a fee that does nothing for the insured and at the same time benefit the health insurance company by paying their obligations? I concluded that very likely the insurance company wrote the legislation and you and your cohearts failed to scrutinize the legislation. Am I wrong? I also questioned whether or not this massive theft by deception involves congressman-taking bribes from the insurance company for any reason and any form such as campaign financing. If so, this leaves the appearance our congressmen may not only have a conflict of interest but also may be corrupt.

I am hopeful that you rectify the legislation discrepancy immediately by making amendments or revisions to this legislation. I intend to notify others of this discrepancy for review and or action.

Sincerely,

Stephen Graber